Ask Ralph - Tax Questions

Throughout the year, many taxpayers contribute money or gifts to qualified organizations eligible for tax-deductible charitable contributions. However, the rules surrounding charitable donations can often be confusing. On today's show, Ralph discusses tips to help ensure your contribution pay off on your tax return this holiday season. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information:  Search for Charities  or download Publication 78, Cumulative List of Organizations Publication 526, Charitable Contributions  (PDF 178K) Publication 561, Determining the Value of Donated Property  (PDF 101K) Form 1040, U.S. Individual Income Tax Return  (PDF 176K) Schedule A, Itemized Deductions  (PDF) Form 8283, Noncash Charitable Contributions ( PDF ) Instructions for

The first route many small businesses take when faced with problems is to look for the latest and greatest high-tech solution. Newer does not always mean better. Sometimes going the low-tech, even no-tech, route can wind up giving your business the edge it needs. On today's show, Ralph discusses 7 low-tech tips for small business owners seeking to make a greater and more personal impact with clients. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information, read the entire article from USA Today here: Abrams, Rhonda. (2017, November 08). 7 Low-Tech Success Secrets for Small Businesses. USA Today. Retrieved from https://www.usatoday.com/story/money/columnist/abrams/2017/11/08/7-low-tech-success-secrets-small-businesses/841974001/ Check out this episode!

If you are running a business, it does not matter whether you are an independent contractor, new start-up, or or established business owner, managing accounts payable is a key part of your everyday hassle. It’s tedious, it’s time-consuming, and it costs you money. On today's show, Ralph dives into everything you need to know to create an efficient and reliable AP system for your business. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out this episode!

Originally aired on Saturday, November 25th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph discusses charitable giving for the tax-minded individual, speaks with Dr. Beth Renzulli of WELL Primary Care in Delaware about health coverage alternatives, and gets down to the basics with some low-tech tips for business owners. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. For more information on direct primary care, visit the  Well Primary Care website at  http://wellprimarycare.com/faq.html , or give them a call directly at (302)449-0079 to schedule an appointment with Dr. Beth Renzulli.  Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com

A tax audit is unlikely for most Americans, as fewer than 1% of tax returns are audited each year; however, there are some factors that could make your tax return more likely to attract the IRS's attention. On today's show Ralph shares his list of the top 5 most common red flags for return filing and gives some tips for future filing. We want to hear from you! Do you have an idea for the show? Or have a year end tax question burning a whole in your brain? Or just want to shoot us some feedback on the show? If so, please let us know by emailing us at askralph@askralphmedia.com  or tweet us at @askralphmedia.  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information.     Check out this episode!

Happy Thanksgiving from the team at Ask Ralph! We are so thankful to be able to produce our show and give our listeners advice about bettering their bottom line. On this week's radio show, Ralph discusses charitable giving for the tax-minded individual, speaks with Dr. Beth Renzulli about health coverage alternatives, and gets down to the basics with some low-tech tips for business owners. Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 (https://wilm.iheart.com/) in Wilmington, WDOV 1410 (https://wdov.iheart.com/) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com .   Check out this episode!

Ralph sits down with Candice Caruso of Pango Financial to discuss some new and innovative funding options for small business owners and entrepreneurs. To learn more about Pango Financial's DreamSpark Plan, visit  www.pangofinancial.com/dreamspark-funding-options/  or contact them directLY at 1-855-WHY-PANGO (1-855-949-7264).  If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out this episode!

With the open enrollment season in full swing for the Affordable Care Act's 2018 Marketplace, some may find themselves with higher prices, fewer options and an overall confusing process. Ralph discusses cost-saving alternatives to coverage in today's show. If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. The deadline for ACA enrollment is December 15th, you can visit  www.healthcare.gov  for more information. For more information on healthcare sharing ministries, visit www.healthcaresharing.org .  Check out this episode!

Life in the military can demand sacrifice: some personal, some financial. Although nothing can make up for the hardship, the government does offer some special tax breaks for military professional to alleviate some of that burden. Ralph discusses military tax tips on today's show. If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com. Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information.   Check out this episode!

Originally aired on Saturday, November 18th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks IRS red flags, tips for paying your bills and interviews Candice Caruso with Pango Financial about alternative funding options for new businesses. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com/ ). For more information on Sawyer Sanitation , give them a call at (302) 678-8240 and mention "Ask Ralph" to receive $5.00 off your service. For more information on Saggio Accounting+Plus , visit www.saggioaccounting.com  or give them a call at (302) 659-6560 to schedule a consultation t

Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. Ralph talks IRS red flags, tips for paying your bills and interviews Candice Caruso with Pango Financial about alternative funding options for new businesses. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com.   Check out this episode!

One of the most important aspects of your small business is getting paid. On today's episode, Ralph outlines some steps to help manage and collect on you accounts receivable, ensure you have a steady cash flow and keep happy customers. If you have any questions or ideas for future shows, email us at askralph@askralph.com.   Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information.     Check out this episode!

Opening your own business is often a tough and learn-as-you-go process. But, the more smart decisions you make early on, the better chance your company has for success. On today's show, Ralph discusses five tips for small businesses to help you grow and run your business more effectively. If you have any questions or ideas for future shows, email us at askralph@askralph.com.   Like us on Facebook, follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Check out this episode!

Originally aired on Saturday, November 11th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph reviews some tax tips for military personnel, outlines common mistakes small businesses make when getting paid, and shares a healthcare alternative that may be right for you. If you have any questions or ideas for future shows, please email us at askralph@askralph.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com/ ). For more information on Sawyer Sanitation , give them a call at (302) 678-8240 and mention "Ask Ralph" to receive $5.00 off your service. For more information on Saggio Accounting+Plus , visit www.saggioaccounting.com  or give them a call at (302) 659-6560 to schedule

Veterans Day is a time to remember and pay tribute to those brave members of the U.S. armed forces who served and who are serving today. The Ask Ralph team would like to say THANK YOU to those individuals and their families for the courage, service and sacrifice made to our nation. On this week's radio broadcast, Ralph talks tax tips and tax breaks for military personnel and families.  Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com.     Check out this episode!

In part two of our FAQ series, Ralph answers more listener questions we received in time for our premiere week of shows. He discusses employer retirement plans, outlines the differences between employees and contractors, and when it is best to consult a professional tax preparer. If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralph.com. Check out this episode!

Ralph takes listener questions we received in time for our premiere week of shows. He discusses the best way to fill out a W4 form, implications of cashing out your retirement and what tax documents you need for the upcoming filing season. Look out for part two of our FAQ series this week! If you have any questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralph.com. Check out this episode!

Today's first show aired on Saturday, November 4th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, the host Ralph V. Estep Jr. introduces himself and his business, discusses what you can expect in future episode and answers some FAQs we have received in time for our first broadcast. If you have any questions or ideas for future shows, please email us at askralph@askralph.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com/ ). For more information on Sawyer Sanitation , give them a call at (302) 678-8240 and mention "Ask Ralph" to receive $5.00 off your service. For more information on Saggio Accounting+Plus , visit www.saggioaccounting.com  or give them a call at (302) 65

In this episode, the host of Ask Ralph, Ralph V. Estep Jr., introduces himself and his business, explains why he is doing a podcast and outlines what you can expect in future episodes.   For more information about Ralph and the Ask Ralph Media, Inc. team Visit https://askralphmedia.com/ralph-v-estep%2C-jr-bio   Check out this episode!

If you get an unexpected letter from the Internal Revenue Service it can be quite a shock. If it isn't your refund check, then your pulse is probably rising. So what’s the first piece of advice? Don’t panic! The second piece of advice: Don’t ignore that notice! Ralph takes a closer look at dealing with notices received from the IRS on today's show. Check out this episode!