Ask Ralph - Tax Questions

Join Ralph Estep, Jr., as he explores Crazy Business Ideas That Actually Worked and discusses the secrets behind seemingly crazy ventures that became incredibly successful. He explores how these ideas defied the odds, tapped into deep desires, and solved problems we didn't know we had. Estep also highlights some remarkable success stories like the iPhone and Airbnb, as well as notable business failures like new Coke and the Segway. Ralph emphasizes the importance of understanding market needs, being agile and responsive, effective communication and branding, and learning from both successes and failures in the world of business. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit ww...

The episode of Ask Ralph podcast hosted by Ralph Estep Jr., focuses on the benefits, costs, and risks associated with personal financial apps such as Mint, Personal Capital, Pocket Guard, and YNAB. The podcast describes how these apps aid in managing finances, budgeting, tracking expenses, and providing financial education. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Buy Ralph's Book - Mastering Your Finances ! on Amazon   Check out this episode!

In this episode, host Ralph Estep, Jr. discusses common myths about retirement and debunks them. He covers topics such as the misconception that retirement means no work, the reliance on Social Security for all expenses, the importance of saving for retirement early, the potential risks of excessive withdrawals from retirement accounts, and more. Ralph emphasizes the need for financial planning, consulting with professionals like financial advisors and tax advisors, and creating a comprehensive estate plan.  LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-65...

In this episode of the Ask Ralph podcast, host Ralph Estep Jr. discusses how individuals can find their purpose and success by using their unique gifts according to religious teachings. He emphasizes the importance of self-reflection and using one's gifts not just for personal growth but also for contributing to the greater good and glorifying God. Ralph also highlights the importance of community support on this journey, tackling challenges with faith and resilience, and integrating faith into various aspects of life including business, careers, and personal relationships. The episode ends with a closing prayer and an invitation for listeners to explore additional resources and provide feedback on the podcast. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Face...

In this podcast episode, Ralph Estep Jr. discusses the five tax blunders that can leave you broke. He highlights the importance of keeping accurate records, taking advantage of tax credits and deductions, planning for taxes throughout the year, seeking professional help when needed, and not ignoring tax-saving opportunities for your business. By avoiding these blunders and implementing smart financial strategies, you can achieve financial stability, lower your taxes, and grow your business. Estep emphasizes the importance of being proactive and seeking professional guidance when necessary. He ends the episode by encouraging listeners to take control of their financial future and make smart decisions with their money. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us o...

In this episode of Ask Ralph, the podcast dedicated to answering finance-related questions, host Ralph Estep, Jr. explores the topic of financing versus leasing when it comes to purchasing a car. Ralph then delves into the differences between financing and leasing a car purchase. LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Buy Ralph's Book - Mastering Your Finances ! on Amazon   Check out this episode!

In this episode of The Ask Ralph Show, host Ralph Estep Jr. explores the topic of beneficial ownership reporting, providing valuable insights into who truly owns and controls businesses. These regulations, implemented by FinCen to combat money laundering and enhance transparency, aim to uncover the individuals behind corporate structures and shell companies. By disclosing beneficial ownership information, national security efforts are strengthened as it helps detect terrorism financing, prevent money laundering, counter organized crime, curb corruption, and enhance risk assessment. The regulations promote transparency and accountability in the financial system while reducing opportunities for illicit financial activities. However, it is important for businesses to be aware of their reporting obligations as failure to comply can lead to penalties and legal consequences. Seeking legal advice is recommended to ensure compliance with specific reporting requirements that may vary depending...

Join Ralph Estep, Jr. on the Ask Ralph Show as he explores crazy tax mistakes and how to fix them.  From deducting pets as dependents to inflating charitable contributions, these stories highlight the importance of staying within tax laws. Practical advice includes maintaining meticulous records, accurately reporting income, and seeking professional assistance when needed. Listeners are encouraged to review their returns for errors and seek help if unsure. The episode emphasizes the significance of accurate filing practices to avoid audits or penalties.  LISTEN NOW Please share our Podcast with all your friends and family! Submit your questions or ideas for future shows - email us at  ralph@askralph.com or leave a voicemail message on our podcast page Leave A Voicemail Message Like us on Facebook and follow us on Facebook at https://www.facebook.com/askralphmedia Twitter (@askralphmedia) or visit www.askralphpodcast.com for more information. To schedule a consul...

In this episode of the 'Ask Ralph' podcast, host Ralph Estep Jr. discusses the importance of staying safe online in the digital age. He begins by asking listeners if they are confident that they are doing everything they can to protect their personal information online. Ralph emphasizes that with the convenience of living in a digital world comes risks and potential threats. He advises listeners to ensure that their devices and accounts are secure by regularly updating software, using strong and unique passwords, and enabling two-factor authentication whenever possible. Maintaining a healthy digital balance is equally important in navigating the digital age. Ralph provides tips for setting boundaries on device usage timeframes throughout the day; taking regular breaks from screens; practicing mindful usage; creating tech-free zones at home or work; disconnecting from screens before bedtime; prioritizing real-life connections through face-to-face interactions; engaging in offl...