Ask Ralph - Tax Questions

Whether you own a house or rent an apartment, that monthly payment going to your mortgage lender or landlord can take a big chunk out of your paycheck. Couple that with the costs associated with getting to and from work and, the goal of saving more for many gets thrown out the window. On today's show, Ralph finishes up our savings series with tips on budgeting on your commute, housing, utility costs and travel expenses. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Making the move to saving more can leave you feeling overwhelmed when budgeting for health and food expenses. Staying on budget can make even the more simpler tasks like making dinner, grocery shopping or deciding to go to the doctor a financial debate. On today's show, Ralph discusses tips for making money-savings decisions that are right for your budget - and your body. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph talks what to do when inheriting an IRA, reviews how to classify employees & contractors, and outlines the income tax effects from debt cancellation. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Figuring out how to save money in today's economy, while notably booming, can be difficult for many of Americans. Additionally, making efforts to save for the future, should not mean having a boring frugal life in the present. On today's show, Ralph talk tips for staying on a budget while still enjoying time with friends and family. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Whether you are trying to pay off debt related to credit cards, personal or student loans, there are ways to pad your savings accounts and pay your debt obligations. On today's show, Ralph discusses money saving strategies when it comes to paying off debt. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and transparency initiatives, while still maintaining their core identity with their classic riders in this new era. For more information about Hannum's Harley-Davidson® visit their website at www.hannumshd.com  or stop by one of their 5 store locations in Media, Chadds Ford, Sellersville, Rahway and Electric City to take a test drive today! Subscribe to our Podcast for more content! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph sits down with Chad Wood, Business Manager of Hannum's Harley-Davidson® with locations in Pennsylvania and New Jersey to discuss the various ways the company is working to create new relationships with technology and transparency, while also strengthening its relationships with existing riders. For more information about  Hannum's Harley-Davidson® visit their website at www.hannumshd.com  or stop by one of their 5 store locations in Media, Chadds Ford, Sellersville, Rahway and Electric City to take a test drive today! Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Do you have trouble saving money? You are not alone. According to a recent survey from Bankrate.com, approximately 20% of Americans do not have savings, and upwards of 65% save fewer than 15% of annual income. For that reason, many feel that we could be setting ourselves up for trouble in the future. On today's show, Ralph continues his discussion on saving, budgeting and managing your money. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save for your future. You can use these extra savings to pay off any debts, put them towards your retirement, or spend them a vacation for yourself. On today's show, Ralph discusses tips and tricks on managing your money. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph discusses the ten terms you need to know when getting car insurance, defines the importance of step-up basis and outlines ways to protect yourself when using public USB charging station when your battery's low. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

According to the Federal Trade Commission in 2015, more than 32% of Americans have fallen victim to credit card fraud. With projections of credit card fraud to only rise in the coming years, consumers must be diligent to stay on top of potential threats. On today's show, Ralph discusses how to identify and protect yourself from credit cards scams. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Did you know that the Ask Ralph podcast is available to download directly from Apple Podcasts? Got to your Apple Podcast app and search "Ask Ralph" today. Catch up on episodes, subscribe for new content ever week, and rate us to let us know how we are doing! Link: https://itunes.apple.com/us/podcast/ask-ralph/id1301508993?mt=2  Check out this episode!

It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score.   Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!