Ask Ralph - Tax Questions

Owning a house has always been a part of the American Dream. How quickly that dream can turn into a nightmare when the mortgage payments begin to be paid. Tune in to today's episode where Ralph discusses the seven mortgage myths that should be considered before you buy. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Over 16.3 million robocalls have been made this year to date. We all receive these nuisance calls but what exactly is the reason why and how do we stop them? Tune in to today's episode where Ralph provides insight on Robo calls the new telephone scam.  Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Did you know that the Ask Ralph podcast is available to download directly from Apple Podcasts? Got to your Apple Podcast app and search "Ask Ralph" today. Catch up on episodes, subscribe for new content ever week, and rate us to let us know how we are doing! Link: https://itunes.apple.com/us/podcast/ask-ralph/id1301508993?mt=2  Check out this episode!

You go to the mailbox and collect the mail. While sorting through the bills and junk mail, your heart stops... you have received a notice from the IRS saying you are being audited. Before you panic, tune in to today's show where Ralph will help you through the process of an audit and how to handle it correctly.  Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph talks credit. Knowing the difference between a ‘soft’ and ‘hard’ search when applying for credit cards, how much credit to use and overall how to build a solid credit history can mean for a smoother financial future.  Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

The math has changed on entity choice under the new tax code effective in 2018 for businesses. The spread between corporate rates and the individual rates that apply to pass throughs has widened dramatically. Many business owners taxed as pass throughs are wondering if now is the time to switch to C corporation status. On today's show, Ralph outlines whether or not to change your entity type post-new tax code. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Today is the day! You have the interview of a lifetime ahead of you for your dream position. You are dressed for the part, you have the smile, you even have the confident strut down, but can you talk the interview talk? Tune in to today's show where Ralph highlights six phrases you should avoid during an interview.  Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph debunks some mortgage myths, discusses the rising number of robocall scams, and reviews what needs to be done if you get an IRS audit notice in the mail. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

It is 2018 and everyone is on the keto diet, lacto vegetarian, and putting avocado on EVERYTHING! These new fads are not the only things changing this year. Tax year 2018 brings changes to both individuals and business filers. Tune into today's show, where Ralph will take you through the steps to avoid a tax surprise in the upcoming year.  Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a mid-year tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Did you know that the Ask Ralph podcast is available to download directly from Apple Podcasts? Got to your Apple Podcast app and search "Ask Ralph" today. Catch up on episodes, subscribe for new content ever week, and rate us to let us know how we are doing! Link: https://itunes.apple.com/us/podcast/ask-ralph/id1301508993?mt=2  Check out this episode!

When playing the game of timeshares, you have 50/50 odds on winning/losing. Purchasing one could open you up to a world of vacation and adventure or a financial black hole. The question is... are you feeling lucky? Strengthen your odds by tuning into today's show, as Ralph discusses how you can avoid the black hole and be a happy timeshare owner. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph reviews tips for tackling interview questions, outlines how C corps and pass throughs will be affected by the new tax law, and ends with a discussion on how to avoid a big tax bill at the end of the year. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Late last month, the U.S. Supreme Court decided the historic  Wayfair  case, which will have cascading consequences for the online retail and e-commerce industries and ultimately effect everyone that shops online. The issue that was up for deciding was whether online retailers have to collect sales (or use) tax for online purchases. We all know how this works when shopping "off line" because there is a sales receipt wherein state and possibly local sales tax is added to your bill, collected by the shop, and eventually paid over to the State or local entity. For a long time, though, depending on where you did your online shopping (and where that retailer was located), you may not have seen that same sales tax line on your receipt. On today's show, Ralph breaks down the  Wayfair decision and how it will effect online e-commerce businesses and their customers. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.

The government has been your "lunch room bully" for years, pushing you around for all you got in the name of taxes and government spending. Now it's time for you to go to college and for the government to pay you back. On today's show, Ralph discusses tips on getting the most out of FASFA that will help you turn that bully upside down and shake it till every penny comes out of its pockets and into your education. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com for more information. To schedule a tax consultation with Ralph's team, contact him at 302-659-6560 or go to www.askralph.com for more information! Check out this episode!