Ask Ralph - Tax Questions

Originally aired on Saturday, December 30th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks tax preparer dos and don'ts, questions to ask when choosing someone this tax season, and outlines how 8 different American families will be affected by the new tax reform bill. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com/ ). For more information on Sawyer Sanitation , give them a call at (302) 678-8240 and mention "Ask Ralph" to receive $5.00 off your service. For more information on Saggio Accounting+Plus , visit www.saggioaccounting.com  or give them a call at (302) 659

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. Ralph talks tax preparer dos and don'ts, questions to ask when choosing someone this tax season, and outlines how 8 different American families will be affected by the new tax reform bill. Subscribe to our Podcast for more content! You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com .   Check out this episode!

NEW PODCAST OUT! On today's show, Ralph speaks with Ron Price , founder of  Blue Earl Brewing Company in Delaware about the importance of managing cash flow and building strong local relationships when growing your business. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out Blue Earl Brewing Company in Smyrna at 210 Artisan Drive, Smyrna DE 19977 for a tour or stop by the taproom "The Juke" and enjoy fine craft beers, delicious eats and amazing live entertainment. Visit their website for more information ( https://www.blueearlbrewing.com/ ). Check out this episode!

Cash flow is a key indicator of financial health and the life-blood of any small business. Equally important to having a solid cash flow is the relationship a small business has with its community. If you are running your business well, chances are your most avid supporters are the people buying your product or service, thus keeping your cash flow manageable. On today's show, Ralph speaks with Ron Price , founder of  Blue Earl Brewing Company in Delaware about the importance of managing cash flow and building strong local relationships when growing your business. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out Blue Earl Brewing Company in Smyrna at 210 Artisan Drive, Smyrna DE 19977 for a tour or stop by the taproom "The Juke" and enjoy fine craft beers, delicious eats an

NEW PODCAST! PART TWO IS OUT TODAY! Lots of people asked us how the new law would affect them. On today's show, Ralph outlines more of the changes and what it means for your returns going into the new year. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at askralph@askralphmedia.com. Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Moving expense deduction suspended, changes in employee fringe benefits, and all new tax brackets for individuals under the newly passed tax overhaul from Congress set to take effect starting in 2018 for many taxpayers. Lots of people asked us how the new law would affect them. On today's show, Ralph outlines more of the changes in the Tax Cuts & Jobs Act of 2018 and what it means for your returns going into the new year. Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at askralph@askralphmedia.com . Visit  www.askralphmedia.com  for more information.     Check out this episode!

NEW PODCAST!  Struggling to understand how the tax overhaul will affect you? We are here to help! On today's show, Ralph gives is an overview of the new provisions and what it means for your returns in the new year. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at askralph@askralphmedia.com. Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Merry Christmas from the team at Ask Ralph Media, Inc. The end of the year brings no greater joy than the opportunity to express to all of our listeners how thankful we are for their support. Sending our warmest Christmas greetings from the team at Ask Ralph to you and yours! Check out today's podcast, Ralph discusses upcoming changes to the tax code in the new year!  And don't forget to listen live for this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com Check out this episode!

Standard deductions doubled, mortgage interest and SALT caps, and a phase-out of itemization are just a few of the big changes for taxpayers in 2018. If you are struggling to figure out exactly how the tax overhaul will affect you, you've come to right place. On today's show, Ralph gives is an overview of the new provisions and what it means for your returns in the new year. Submit your tax questions and Ralph will answer them on an upcoming show! Tweet us at @askralphmedia, send us a message on Facebook or email us at askralph@askralphmedia.com.   Check out this episode!

New Podcast! On today's show, Ralph sits down with Hope Lopez of El Azteca Mexican Restaurants in Dover to discuss what it takes to successfully run a small business and the unique challenges female entrepreneurs face in today's economy. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out El Azteca Mexican Restaurant in Dover at 859 N. Dupont Highway, Dover DE 19901 or their newest location in Rehoboth at 20672 Coastal Hwy, Rehoboth Beach, DE 19971.Visit their website for more information ( http://www.aztecadelaware.com ). Check out this episode!

Women are opening up new small business at a faster pace than men according to recent reports. But many still face higher hurdles for success than their male counterparts. On today's show, Ralph sits down with Hope Lopez of El Azteca Mexican Restaurants in Dover to discuss what it takes to successfully run a small business and the unique challenges female entrepreneurs face in today's economy. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out El Azteca Mexican Restaurant in Dover at 859 N. Dupont Highway, Dover DE 19901 or their newest location in Rehoboth at 20672 Coastal Hwy, Rehoboth Beach, DE 19971. Visit their website for more information ( http://www.aztecadelaware.com ). Link to Federal Reserve Report:  https://www.newyorkfed.org/medialibrary/media/smallbusiness/2016/SBCS-R

Originally aired on Saturday, December 23rd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph discusses the most recent tax code overhaul, reviews how it is going to affect you in the coming year, then speaks with the founder of Blue Earl Brewing Company and local brew master, Ron Price , about the importance of managing cash flow and building strong local relationships when growing your business. Check out Blue Earl Brewing Company in Smyrna at 210 Artisan Drive, Smyrna DE 19977 for a tour or stop by the taproom "The Juke" and enjoy fine craft beers, delicious eats and amazing live entertainment. Visit their website for more information ( www.blueearlbrewing.com ). Don't forget to check out the brewery's Big Earl Bottle Series and attend their 3rd Annual Christmas Party on Saturday, December 23rd from 5-11PM at "The Juke". For more information visit  www.blueearlbrewing.com/copy-of-event-3-2   If you have a

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. Ralph outlines big changes in the tax code overhaul and interviews Ron Price of Blue Earl Brewing Company about the importance of managing cash flow and building strong local relationships when growing your business.   After you listen to our show, don't forget to check out the brewery's Big Earl Bottle Series and attend their 3rd Annual Christmas Party on Saturday, December 23rd from 5-11PM at "The Juke ". Located at 210 Artisan Drive, Smyrna DE 19977, visit their website for more information (www.blueearlbrewing.com). You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com .   Check out this episode!

New Podcast! Your energy and creativity may feel limitless, but your time isn't. On today's show, Ralph discusses tips for making your workday more productive and efficient. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . Check out this episode!

Being a new entrepreneur is stressful, and that stress is compounded when you start realizing just how little time there is in a day. Your energy and creativity may feel limitless, but your time isn't. On today's show, Ralph discusses tips for making your workday more productive and efficient. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Link to article discussed in show:  https://ohiocpa.com/utilities/displaynewsitem/2017/11/13/avoid-these-8-entrepreneurial-time-wasters   Check out this episode!

New Podcast! On today's show, Ralph clears the air on the 401k vs. Roth IRA debate so you can make the best financial decision possible for your retirement savings. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com .   Check out this episode!

There are many decisions that we all must make about retirement. One of the most perplexing relates to the types of retirement account options available, and where we should put our money first. On today's show, Ralph clears the air on the 401k vs. Roth IRA debate so you can make the best financial decision possible for your retirement savings. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out this episode!

New Podcast! On today's show, Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic & Rehab Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client care. Please subscribe and rate our show on Apple Podcasts or wherever you get your podcasts.  Don't forget to tune in to Saturday's broadcast at 8:00AM  on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com . For more information on Dr. Trevor Ennis, Middletown Chiropractic & Rehabilitation Center and their new location in Dover, visit their website at  www.middletownchiropractors.com , or give them a call directly at (302) 415-3646 to schedule an appointment for a free x-ray and consultation today.  Check out this episode!

Did you know that the Ask Ralph podcast is available to download directly from Apple Podcasts? Got to your Apple Podcast app and search "Ask Ralph" today. Catch up on episodes, subscribe for new content ever week, and rate us to let us know how we are doing! Link: https://itunes.apple.com/us/podcast/ask-ralph/id1301508993?mt=2    Check out this episode!

For a startup or small business, any reduction in overhead lets you shift more revenue to operational growth, while simultaneously freeing up your time. Outsourcing can provide continuity, operational expense control and risk management. It can also improve your work/life balance. On today's show, Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic and Rehabilitation Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client care. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information on Dr. Trevor Ennis, Middletown Chiropractic & Rehabilitation Center and their new location in Dover, visit their website at  www.middletownchiropractors.com , or give them a call directly at (302) 415-3646 to schedule an appointment

Originally aired on Saturday, December 16th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph reviews options for Roth IRA and 401K planning, lists some top time wasters for entrepreneurs and sits down with Hope Lopez, co-owner of El Azteca Mexican Restaurant in Dover to discuss being a female small business owner. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Check out El Azteca Mexican Restaurant in Dover at 859 N. Dupont Highway, Dover DE 19901. Visit their website for more information ( http://www.aztecadelaware.com ). Don't forget to stop by their newest location in Rehoboth Beach, Delaware! Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.h

New Podcast! On today's show, Ralph discusses how to choose the right legal entity for your business that best fits your needs. Please subscribe and rate our show on the Apple iTunes or wherever you get your podcasts.  Don't forget to tune in Saturday's at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com.   Check out this episode!

Of all the choices you make when starting a business, one of the most important is the type of legal structure you select for your company. Not only will this decision have an impact on how much you pay in taxes, it will affect the amount of paperwork your business is required to do, the personal liability you face and your ability to raise money. On today's show, Ralph discusses how to choose the right legal entity for your business and best fits your needs. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. Check out this episode!

Did you know that the Ask Ralph podcast is now on TuneIn? Subscribe and listen to Ask Ralph on TuneIn today for the latest episodes! Link: http://tun.in/piK1B Check out this episode!

Tonight marks the first night of Hanukkah! We would like to wish a happy Hanukkah to all who celebrate from the team at Ask Ralph Media! Check out this episode!

The holiday season is in full swing which also means scammers are out in full force. From gift card scams to "secret shopper" swindling, scam artists crank into high gear during the holiday season. Cybercriminals are stepping up their game to steal your money and personal information during the holidays. On today's show, Ralph discusses some holiday scams to be on the look out for this season so that your holiday can stay merry and bright. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information.   Check out this episode!

There is still uncertainty over when or if tax reform will be implemented; regardless, you may be able to save a bundle on your taxes if you make the right moves before the end of the year. On today's show Ralph outlines some end of the year tax planning strategies for reducing 2017 tax liability. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information.   Check out this episode!

Originally aired on Saturday, December 9th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, holiday scams to avoid, deciding on the type of entity for your new business and Ralph sits down with Dr. Trevor Ennis of Middletown Chiropractic & Rehab Center to discuss the benefits of outsourcing for businesses seeking to manage time and better patient/client care. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. For more information on Dr. Trevor Ennis, Middletown Chiropractic & Rehabilitation Center and their new location in Dover, visit their website at  www.middletownchiropractors.com , or give them a call directly at (302) 415-3646 to schedule an appointment for a free x-ray and consultation today.  Advertisers: For more information on Haass Family Butcher Shop , give

Check out this Saturday's radio broadcast at 8:30AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. Ralph discusses holiday scams to avoid, deciding on the type of entity for your business, and sits down with Dr. Trevor Ennis of Middletown Chiro & Rehab to discuss the benefits of outsourcing for businesses. You can also like us on Facebook, follow us on Twitter (@askralphmedia) or email us at askralph@askralphmedia.com. For more information on Dr. Trevor Ennis, Middletown Chiropractic & Rehabilitation Center and their new location in Dover, visit their website at  www.middletownchiropractors.com , or give them a call directly at (302) 415-3646 to schedule an appointment for a free x-ray and consultation today. Check out this episode!

An audit is arguably the most dreaded outcome of the tax filing process, and the situation carries with it some unsettling mystique. The standard nightmare has IRS agents with badges showing up on your doorstep and seizing the your personal assets. On today's show Ralph debunks common myths about IRS audits. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information visit the IRS Audit FAQ Check out this episode!

The internet has increased access to the global community, created a new online shopping economy and made sharing cat videos even easier. These innovations go hand-in-glove with intrusions from marketers and threats from criminals. On today's show, Ralph discusses steps to take control, protect yourself and keep your data safe. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information on LastPass Password Manager, visit www.lastpasss.com  or download the app! For more information on Yubico security keys, visit www.yubico.com  for a complete list of their products. To download the Privacy Badger, go to https://www.eff.org/privacybadger  and enable "DO NOT TRACK". To test your browser, visit  https://panopticlick.eff.org/  for Panopticlick 3.0 and confirm that your browser i

Imagine unhurried office visits, same day or next day sick appointments, and direct contact with your doctor. Not a fantasy, but an option under direct primary care physicians (DPC). On today's show, Ralph sits down with Dr. Beth Renzulli of WELL Primary Care to discuss health coverage alternatives like DPC and the benefit to patients. Submit you questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedia.com . Like us on Facebook and follow us on Twitter (@askralphmedia) or visit www.askralphmedia.com  for more information. For more information on direct primary care, visit the  Well Primary Care website at  http://wellprimarycare.com/faq.html , or give them a call directly at (302)449-0079 to schedule an appointment with Dr. Beth Renzulli.  Check out this episode!

Originally aired on Saturday, December 2nd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph gives pointers for protecting yourself online, outlines some end of the year tax planning strategies, and debunks common IRS audit myths. If you have any questions or ideas for future shows, please email us at askralph@askralphmedia.com .  Like us on Facebook and follow us on Twitter (@askralphmedia) or visit  www.askralphmedia.com  for more information. Advertisers: For more information on Haass Family Butcher Shop , give them a call at (302) 734-5447 or visit their store at 3997 Hazlettville Road in Dover ( https://www.haassmeats.com/ ). For more information on Sawyer Sanitation , give them a call at (302) 678-8240 and mention "Ask Ralph" to receive $5.00 off your service. For more information on Saggio Accounting+Plus , visit www.saggioaccounting.com  or give them a call at (302) 659-6560 to schedule a consultation today. Check ou